Launched in April 2016, Wealthify provides a simple approach to investing. And our fund selection follows strict criteria to ensure we only include best-in-class funds in both our Original and Ethical Plans. The platform does not engage in active trading, nor can you buy and sell shares through Wealthify. Yes, if you are a UK resident (England, Wales, Scotland or Northern Ireland) you can use all, or part of your annual tax-efficient savings allowance of £20,000 (current tax year) to invest in a Stocks and Shares ISA with Wealthify. The value of your portfolio can go down as well as up and you could get back less than you put in. Simply choose the investment style that suits you best, from cautious to adventurous. You can access and withdraw your money 24/7, although it’s worth remembering that making regular withdrawals will affect how quickly you reach the investment goals you set when you created your plan. Yes, they are. We don’t offer cash ISAs, Innovative Finance ISAs or Lifetime ISAs. This is something we do on a regular basis, and it’s simply part of the management work we offer. To provide you with a sense of what you might expect from Wealthify’s risk-based investment styles, we do provide you with a prediction of performance when creating your Plan. For any changes we make to your Plan, we will always let you know via email, and if you have any questions, please feel free to contact us on 0800 802 1800 or via Live Chat. Easy access Your money’s not locked away – withdraw your cash without any penalty. You've already flagged this Reply from Wealthify. As with all investing, your money is at risk. That’s the essence of passive investing. This is the most transparent way to show you your actual return (i.e. Team Wealthify. We’ll show your returns for each Plan as a percentage and actual monetary value, so you always know exactly how your investments are performing. The ARC Private Client Indices are a peer group benchmark which show how other companies’ investment styles have performed. Our investment team have pre-selected a range of. For our Cautious Plan, we use the Consumer Price Index (CPI), which is the UK’s main measure of inflation, or the speed at which the prices of goods and services bought by households rise and fall. They are improving many aspects like decreasing time for funds to arrive and showing more helpful alerts. The tax treatment of your investment will depend on your individual circumstances and may change in the future. Wealthify then builds and manages an investment plan on their behalf. It is important to remember that with investing, returns are not guaranteed. This is an advantage for you, as it means you can see exactly what we are buying and selling for your Plan. The Wealthify investment approach Needless to say, the last nine months were eventful, and we hope that you have managed to stay safe during these turbulent times. We list the assets you own in the Plan detail screen, found in your dashboard and we send you a transaction receipt for every purchase and sale – so you always know where your money is. Take a look at our ISA page for more information. Here are the benchmarks we use for each of our five Investment Styles. As with all investing, your money is at risk. We talk about ‘rebalance’ when we trade (buy some investments and sell others) to make sure the risk balance of your Plan stays in line with the investment style you’ve selected. Moody’s Analytics is an independent data provider, who assist in predicting what your Plan values could be in different market conditions over the period of time you plan to invest. Having to worry about what you ’ re a confident investor with a medium-risk where... 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